Tap to Pay on iPhone
Accept cards on your iPhone. No reader needed.
Tap to Pay on iPhone turns any iPhone XS or later into a contactless payment terminal. Customers tap a card, Apple Pay, or another digital wallet on your iPhone and the payment is approved in seconds. HL Hunt is a certified Tap to Pay on iPhone provider with published rates and same-day settlement.

Requirements
- Device
- iPhone XS or later
- Software
- iOS 16.4 or later
- Region
- United States, with more regions as Apple expands availability
- Account
- An approved HL Hunt account
How it works on iPhone
- Download the HL Hunt app from the App Store and sign in
- Enter the amount or choose from your catalog
- Hold the customer's card or iPhone near the top of your iPhone
- Apple's secure element reads and encrypts the card, HL Hunt authorizes it
- Customer can add a tip and sign on screen if required
- Receipt is sent by text or email instantly
Why choose HL Hunt for Tap to Pay on iPhone
- Same 2.99% + $0.30 rate as every other payment, no hardware or app fee
- Same-day settlement and 1.0% instant payouts to a debit card
- Works alongside online checkout, invoices, and subscriptions in one account
- Dispute Agent fights chargebacks on in-person sales too
Security
Tap to Pay on iPhone uses the Secure Element in the iPhone to read and encrypt card data. Apple never sees what is purchased or who bought it, and card numbers are never stored on the device or visible to your staff. HL Hunt is PCI DSS Level 1 certified, the highest level.
Frequently asked questions
Which iPhones support Tap to Pay?
iPhone XS, XS Max, XR, and every iPhone released since, running iOS 16.4 or later.
Do I need an iPad or a reader as well?
No. Your iPhone is the full terminal. A Bluetooth receipt printer is optional.
Can customers pay with Apple Pay?
Yes. Apple Pay, Google Pay, Samsung Pay, and contactless physical cards all work.
How much does Tap to Pay on iPhone cost?
2.99% + $0.30 per payment. Nothing else.
Explore more
- Tap to Pay on iPhone
- Tap to Pay on Android
- Tap to Pay for Restaurants
- Tap to Pay for Food Trucks
- Tap to Pay for Coffee Shops
- Tap to Pay for Salons & Spas
- Tap to Pay for Barbershops
- Tap to Pay for Contractors
- Tap to Pay for Plumbers
- Tap to Pay for Electricians
- Tap to Pay for HVAC
- Tap to Pay for Landscaping & Lawn Care
- Tap to Pay for Cleaning Services
- Tap to Pay for Mobile Detailing
- Tap to Pay for Farmers Markets
- Tap to Pay for Retail Stores
- Tap to Pay for Pop-Up Shops
- Tap to Pay for Events & Festivals
- Tap to Pay for Photographers
- Tap to Pay for Personal Trainers
- Tap to Pay for Nonprofits
- Tap to Pay for Medical Practices
- Tap to Pay for Dentists
- Tap to Pay for Tattoo Studios
- Tap to Pay for Auto Repair
- Tap to Pay feature overview
- Retail & in-person payments
- Restaurants & hospitality
- Field services
- Virtual terminal
- Pricing
Start accepting payments today.
Create your account in minutes. Underwriting is done up front, so you are approved before your first charge.