Tap to Pay on iPhone

Accept cards on your iPhone. No reader needed.

Tap to Pay on iPhone turns any iPhone XS or later into a contactless payment terminal. Customers tap a card, Apple Pay, or another digital wallet on your iPhone and the payment is approved in seconds. HL Hunt is a certified Tap to Pay on iPhone provider with published rates and same-day settlement.

Tap to Pay on iPhone showing 'Hold Here to Pay' and a $349.00 charge from Smart Home Services

Requirements

Device
iPhone XS or later
Software
iOS 16.4 or later
Region
United States, with more regions as Apple expands availability
Account
An approved HL Hunt account

How it works on iPhone

  • Download the HL Hunt app from the App Store and sign in
  • Enter the amount or choose from your catalog
  • Hold the customer's card or iPhone near the top of your iPhone
  • Apple's secure element reads and encrypts the card, HL Hunt authorizes it
  • Customer can add a tip and sign on screen if required
  • Receipt is sent by text or email instantly

Why choose HL Hunt for Tap to Pay on iPhone

  • Same 2.99% + $0.30 rate as every other payment, no hardware or app fee
  • Same-day settlement and 1.0% instant payouts to a debit card
  • Works alongside online checkout, invoices, and subscriptions in one account
  • Dispute Agent fights chargebacks on in-person sales too

Security

Tap to Pay on iPhone uses the Secure Element in the iPhone to read and encrypt card data. Apple never sees what is purchased or who bought it, and card numbers are never stored on the device or visible to your staff. HL Hunt is PCI DSS Level 1 certified, the highest level.

Frequently asked questions

Which iPhones support Tap to Pay?

iPhone XS, XS Max, XR, and every iPhone released since, running iOS 16.4 or later.

Do I need an iPad or a reader as well?

No. Your iPhone is the full terminal. A Bluetooth receipt printer is optional.

Can customers pay with Apple Pay?

Yes. Apple Pay, Google Pay, Samsung Pay, and contactless physical cards all work.

How much does Tap to Pay on iPhone cost?

2.99% + $0.30 per payment. Nothing else.

Start accepting payments today.

Create your account in minutes. Underwriting is done up front, so you are approved before your first charge.