In-person
Your phone is the terminal.
Accept contactless cards, Apple Pay, and Google Pay on any NFC-enabled iPhone or Android device. No reader, no hardware, no shipping delay. Download the app, log in, and take your first payment in minutes.
- Approved before your first charge
- No monthly fee or contract
- Same-day settlement
- Real humans on the phone
- $0
- Hardware cost
- <5 min
- From download to first payment
- PCI CPoC
- Certified contactless on COTS
- Same day
- Settlement
What Tap to Pay gives you
No hardware
Works on iPhone XS and later, and NFC Android devices. Unlimited staff devices at no cost.
Every contactless method
Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay, and contactless debit.
Same account as online
One ledger, one customer list, one settlement with your online and invoice payments.
Tips, receipts, and items
Tipping prompts, SMS and email receipts, and a simple catalog for quick checkout.
Secure by design
Card data never touches your app. PIN-on-glass and PCI CPoC certification keep you compliant.
Optional readers
For high-volume counters, pair certified readers and printers. Same pricing either way.
Start using Tap to Pay today.
Create your account, get approved up front, and take your first payment today. No monthly fee, no contract.
How it works
- 01
Install the HL Hunt app
Available on the App Store and Google Play. Log in with your HL Hunt account.
- 02
Enter an amount
Type the amount or pick items from your catalog. Add a tip prompt if you like.
- 03
Customer taps
They hold their card or phone to yours. Authorization completes in under a second.
Contactless on commodity devices is the new point of sale
Dedicated terminals made sense when phones could not securely read cards. They no longer do. Modern iPhones and Android devices include the secure elements and NFC controllers needed for certified contactless acceptance, which means every employee already carries a terminal. HL Hunt Tap to Pay unlocks it with a login.
For mobile businesses, markets, field services, and pop-ups, this removes the hardware lifecycle entirely: nothing to buy, charge, lose, or replace. For established retailers, it adds line-busting and curbside checkout without new equipment.
What changes
HL Hunt vs a typical processor for Tap to Pay
| HL Hunt | Typical processor | |
|---|---|---|
| Tap to Pay | Included with every account | Add-on fee or third-party vendor |
| Underwriting | Done up front, before your first charge | After you start processing, often mid-month |
| Account freezes | Never without a named human and a reason in writing | Automated holds triggered by volume or category |
| Settlement | Same day to your bank, instant payouts available | 2 to 7 business days, longer for new accounts |
| Disputes | Dispute Agent assembles evidence and responds for you | You upload PDFs into a portal and hope |
| Support | Phone, chat, and email answered by payments staff | Ticket queue with templated replies |
| Pricing | Published rates or a written quote, no hidden markups | Tiered pricing, PCI fees, statement and batch fees |
Pricing
Simple, published pricing
One rate per channel, no monthly fee, and no contract. Tap to Pay is included at no extra cost on every HL Hunt account. Volume pricing is available once you process more than $250,000 a month.
- 2.6% + 10¢
- In-person and Tap to Pay
- 2.9% + 30¢
- Online cards and wallets
- 0.8%
- ACH bank transfers
- $0
- Monthly, PCI, or statement fees
Cards and wallets, any phone
Checkout, invoices, API
Capped at $5 per payment
Pay only when money moves
Everything included
One account covers all of it
Tap to Pay is one part of the platform. Every HL Hunt account ships with the full stack, so you never bolt on a second vendor as you grow.
- Cards, wallets, ACH & BNPLEvery major payment method enabled from day one.Learn more
- Tap to Pay on any phoneTake card-present payments with no hardware.Learn more
- Invoicing & virtual terminalBill by email, take payments over the phone.Learn more
- Subscriptions & billingAny pricing model, automatic retries.Learn more
- Instant payoutsPay yourself or anyone in 180+ countries.Learn more
- AI agentsFraud, disputes, recovery, reconciliation.Learn more
- Fraud & dispute defense500+ signals and automatic evidence filing.Learn more
- Ledger & reconciliationEvery sale, fee, and deposit in one view.Learn more
- Open API & docsEvery endpoint documented, with test mode from day one.Learn more
Get started
Set up Tap to Pay today
Create an account, confirm your business, and start processing the same day. Here is what you will need.
Prefer to talk first? info@hlhunt.org
- 01Legal business name, EIN, and a business bank account
- 02A website or product description showing what you sell and how you bill
- 03Government ID for the owner or an authorized signer
- 04Expected monthly volume and average ticket size
- 05Where you want to take payments: online, in person, or both
Tap to Pay FAQ
Which phones are supported?
iPhone XS or later running a current iOS, and NFC-enabled Android devices running Android 11 or later.
What does Tap to Pay cost?
The same published in-person card rate as any other HL Hunt in-person transaction. There is no device fee or per-seat fee.
Can I accept chip or swipe?
Tap to Pay is contactless only. For chip and swipe, pair an optional certified reader.
Still have questions?
Talk to a payments specialist, or create an account and see it for yourself.
Start accepting payments today.
Create your account in minutes. Underwriting is done up front, so you are approved before your first charge.