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Solutions · Retail

Counter, curbside, and online on one account.

Take payments at the counter with Tap to Pay or certified readers, online with hosted checkout, and by invoice for special orders. One customer list, one settlement, one published rate card.

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  • Approved before your first charge
  • No monthly fee or contract
  • Same-day settlement
  • Real humans on the phone
$0
Hardware to start
Same day
Settlement
1
Account for in-store and online
24/7
Human support

Why Retail & In-person teams choose HL Hunt

  • Tap to Pay on any phone

    Every associate carries a terminal. Line-bust, sell on the floor, or take curbside.

  • Certified readers and printers

    For high-volume counters, pair readers and receipt printers. Same rates.

  • Buy online, return in store

    Shared customer records and payment methods across channels.

  • Gift cards and loyalty

    Issue and redeem gift cards and track loyalty across online and in-person.

  • Inventory-ready catalog

    Simple item catalog, or connect your POS via API.

  • Stable account

    Underwriting up front. No surprise holds after your holiday rush.

Ready to run Retail & In-person payments on HL Hunt?

Create your account, get approved up front, and take your first payment today. No monthly fee, no contract.

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How it works

  1. 01

    Get approved up front

    Tell us about your store and volume. Most retail applications are approved within one business day.

  2. 02

    Integrate or go no-code

    Download the app for Tap to Pay or order readers. Add online checkout or Shopify when you are ready.

  3. 03

    Grow with your agents

    Fraud and Dispute agents protect card-present and card-not-present sales alike.

Retail payments that do not punish growth

Retailers are the merchants most often hurt by automated account reviews: a strong holiday season looks like an anomaly to a bot, and funds get held exactly when inventory bills come due. HL Hunt underwrites your seasonality up front so a great December is celebrated, not frozen.

Unifying channels also simplifies the back office. One settlement file, one fee schedule, and one customer record mean bookkeeping takes minutes and marketing finally knows who the customer is.

What changes

HL Hunt vs a typical processor for Retail & In-person

Open an account
 HL HuntTypical processor
Retail & In-person experienceRisk team that already knows your modelGeneric review that flags normal patterns
UnderwritingDone up front, before your first chargeAfter you start processing, often mid-month
Account freezesNever without a named human and a reason in writingAutomated holds triggered by volume or category
SettlementSame day to your bank, instant payouts available2 to 7 business days, longer for new accounts
DisputesDispute Agent assembles evidence and responds for youYou upload PDFs into a portal and hope
SupportPhone, chat, and email answered by payments staffTicket queue with templated replies
PricingPublished rates or a written quote, no hidden markupsTiered pricing, PCI fees, statement and batch fees

Pricing

Simple, published pricing

One rate per channel, no monthly fee, and no contract. Retail & In-person is included at no extra cost on every HL Hunt account. Volume pricing is available once you process more than $250,000 a month.

Start processingFull pricing
2.6% + 10¢
In-person and Tap to Pay

Cards and wallets, any phone

2.9% + 30¢
Online cards and wallets

Checkout, invoices, API

0.8%
ACH bank transfers

Capped at $5 per payment

$0
Monthly, PCI, or statement fees

Pay only when money moves

Everything included

One account covers all of it

Retail & In-person is one part of the platform. Every HL Hunt account ships with the full stack, so you never bolt on a second vendor as you grow.

Create your accountSee pricing

Get started

Set up Retail & In-person today

Create an account, confirm your business, and start processing the same day. Here is what you will need.

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Prefer to talk first? info@hlhunt.org

  1. 01Legal business name, EIN, and a business bank account
  2. 02A website or product description showing what you sell and how you bill
  3. 03Government ID for the owner or an authorized signer
  4. 04Expected monthly volume and average ticket size
  5. 05Where you want to take payments: online, in person, or both

Retail & In-person FAQ

What are in-person rates?

Published on /pricing. In-person card-present rates are lower than online rates and include Tap to Pay.

Do I need to buy hardware?

No. Tap to Pay works on any NFC iPhone or Android. Readers are optional.

Does it work with my POS?

HL Hunt integrates with major POS systems via API and offers a simple built-in catalog for smaller shops.

Still have questions?

Talk to a payments specialist, or create an account and see it for yourself.

Email usCreate account

Explore more

Start accepting payments today.

Create your account in minutes. Underwriting is done up front, so you are approved before your first charge.

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Set up in-store payments