Payouts
Instant payouts. Same-day settlements.
Pay sellers, gig workers, creators, and vendors in seconds with push-to-card, real-time bank rails, and wallets, in 180+ countries and 135+ currencies. Your own settlements land same day, so you are never floating cash.
- Approved before your first charge
- No monthly fee or contract
- Same-day settlement
- Real humans on the phone
- 1.0%
- Instant payout fee, published
- 180+
- Countries
- Seconds
- Push-to-card delivery
- Same day
- Merchant settlements
What Instant Payouts gives you
Push to card
Instant delivery to Visa Direct and Mastercard Send eligible debit cards, 24/7 including weekends.
Real-time bank rails
RTP, FedNow, SEPA Instant, Faster Payments, PIX, and more, routed automatically by destination.
Scheduled and batch
Daily, weekly, or threshold-based payout schedules, or one API call for thousands of recipients.
Split payments
Route a percentage or fixed amount to connected accounts at charge time. Perfect for marketplaces.
KYC and tax built in
Recipient onboarding, identity verification, and 1099 reporting handled on the platform.
FX at 1.0%
Pay out in the recipient's currency with a published FX rate and no hidden spread.
Start using Instant Payouts today.
Create your account, get approved up front, and take your first payment today. No monthly fee, no contract.
How it works
- 01
Onboard recipients
Hosted or API-driven onboarding collects identity and payout details with built-in verification.
- 02
Fund and route
Payouts draw from your balance or incoming settlements. We pick the fastest rail per destination.
- 03
Track every cent
Payout status, failures, and returns stream to your dashboard and webhooks in real time.
Payouts and payments on one ledger
When your payouts provider is separate from your payments provider, every payout requires a funding transfer, a reconciliation step, and a day or two of float. On HL Hunt, incoming payments and outgoing payouts live on the same ledger, which means a marketplace can split a sale to a seller the moment it settles, with no intermediate transfer.
For platforms paying independent workers, speed is a competitive advantage. Instant payouts increase retention and reduce support tickets. Because recipient onboarding and tax reporting are built in, the platform does not need a separate compliance stack to offer them.
What changes
HL Hunt vs a typical processor for Instant Payouts
| HL Hunt | Typical processor | |
|---|---|---|
| Instant Payouts | Included with every account | Add-on fee or third-party vendor |
| Underwriting | Done up front, before your first charge | After you start processing, often mid-month |
| Account freezes | Never without a named human and a reason in writing | Automated holds triggered by volume or category |
| Settlement | Same day to your bank, instant payouts available | 2 to 7 business days, longer for new accounts |
| Disputes | Dispute Agent assembles evidence and responds for you | You upload PDFs into a portal and hope |
| Support | Phone, chat, and email answered by payments staff | Ticket queue with templated replies |
| Pricing | Published rates or a written quote, no hidden markups | Tiered pricing, PCI fees, statement and batch fees |
Pricing
Simple, published pricing
One rate per channel, no monthly fee, and no contract. Instant Payouts is included at no extra cost on every HL Hunt account. Volume pricing is available once you process more than $250,000 a month.
- 2.6% + 10¢
- In-person and Tap to Pay
- 2.9% + 30¢
- Online cards and wallets
- 0.8%
- ACH bank transfers
- $0
- Monthly, PCI, or statement fees
Cards and wallets, any phone
Checkout, invoices, API
Capped at $5 per payment
Pay only when money moves
Everything included
One account covers all of it
Instant Payouts is one part of the platform. Every HL Hunt account ships with the full stack, so you never bolt on a second vendor as you grow.
- Cards, wallets, ACH & BNPLEvery major payment method enabled from day one.Learn more
- Tap to Pay on any phoneTake card-present payments with no hardware.Learn more
- Invoicing & virtual terminalBill by email, take payments over the phone.Learn more
- Subscriptions & billingAny pricing model, automatic retries.Learn more
- Instant payoutsPay yourself or anyone in 180+ countries.Learn more
- AI agentsFraud, disputes, recovery, reconciliation.Learn more
- Fraud & dispute defense500+ signals and automatic evidence filing.Learn more
- Ledger & reconciliationEvery sale, fee, and deposit in one view.Learn more
- Open API & docsEvery endpoint documented, with test mode from day one.Learn more
Get started
Set up Instant Payouts today
Create an account, confirm your business, and start processing the same day. Here is what you will need.
Prefer to talk first? info@hlhunt.org
- 01Legal business name, EIN, and a business bank account
- 02A website or product description showing what you sell and how you bill
- 03Government ID for the owner or an authorized signer
- 04Expected monthly volume and average ticket size
- 05Where you want to take payments: online, in person, or both
Instant Payouts FAQ
How fast are instant payouts?
Push-to-card payouts typically land within seconds. Real-time bank payouts settle in under a minute on supported rails.
Do recipients need an HL Hunt account?
No. Recipients complete a lightweight onboarding to add a debit card or bank account. You can embed it in your own UI.
What does it cost?
Instant payouts are 1.0% per payout, published on /pricing. Standard ACH payouts are included at no cost.
Still have questions?
Talk to a payments specialist, or create an account and see it for yourself.
Start accepting payments today.
Create your account in minutes. Underwriting is done up front, so you are approved before your first charge.