Tap to Pay by industry

Tap to Pay payment processing for your industry.

Every iPhone and Android phone is now a card reader. See how Tap to Pay fits the way your business actually sells, from pay-at-the-table to driveway deposits, with pricing and settlement that are the same for everyone.

How Tap to Pay payment processing works

Tap to Pay turns the NFC chip already inside your iPhone or Android phone into a contactless card reader. Your customer taps a physical card, Apple Pay, Google Pay, or a wearable on the back of your phone, the card data is encrypted by the phone hardware before it reaches the app, and the authorization comes back in under a second. There is no dongle, no Bluetooth pairing, and no terminal to charge or replace.

For HL Hunt merchants, Tap to Pay is a feature of your regular payment processing account rather than a separate product. The same 2.99% + $0.30 rate applies whether the sale is tapped on a phone, keyed into hosted checkout, or billed on a subscription. Settlements land the same day, every staff member can use their own phone at no extra cost, and every tapped sale appears in the same dashboard and API as the rest of your revenue.

Tap to Pay is a fit for any business that takes payment in person but does not want to be tied to a counter: restaurants running pay-at-the-table, contractors collecting deposits in the driveway, salons and barbers, market vendors, mobile detailers, event organizers, nonprofits at the door, and retailers who want to line-bust during a rush. Pick your industry below to see how merchants like you set it up.

Frequently asked questions

What is Tap to Pay payment processing?

Tap to Pay payment processing lets you accept contactless credit and debit cards, Apple Pay, and Google Pay directly on your iPhone or Android phone using its built-in NFC chip. The HL Hunt app handles the transaction, so there is no separate card reader to buy, pair, or charge.

How much does Tap to Pay cost with HL Hunt?

Tap to Pay transactions are 2.99% + $0.30 each, the same published rate as every other HL Hunt payment. There is no monthly fee, no per-device fee, no hardware cost, and no contract. You only pay when a customer pays you.

Which phones support Tap to Pay?

Tap to Pay on iPhone works on iPhone XS and newer running iOS 16.4 or later. Tap to Pay on Android works on most NFC-enabled phones running Android 10 or later, including Samsung Galaxy, Google Pixel, and Motorola devices. Every staff member can enable it on their own phone at no cost.

Is Tap to Pay on a phone secure?

Yes. Card data is encrypted by the phone hardware the moment it is read and is never stored on the device or visible to the app. Tap to Pay is PCI compliant and uses the same EMV contactless standard as a traditional terminal, so you have the same liability protection as a chip-and-PIN device.

Can I accept tips and send receipts with Tap to Pay?

Yes. You can turn on customizable tip prompts that appear after the customer taps, and send digital receipts by text or email. Itemized sales, tips, and refunds all flow into the same dashboard and reports as your online payments.

How quickly do Tap to Pay sales settle?

Tap to Pay sales settle to your HL Hunt balance the same day and can be paid out to your bank instantly for 1.0 percent or on the next business day at no charge. Settlement timing is the same for tapped, keyed, and online payments.

Start accepting payments today.

Create your account in minutes. Underwriting is done up front, so you are approved before your first charge.