Definition
Payment orchestration abstracts multiple payment providers behind one API, then applies rules and machine learning to decide where to send each transaction: the acquirer with the best approval rate for that card and country, the cheapest route for that card type, or a backup when the primary is degraded.
Standalone orchestration platforms charge an additional per-transaction fee on top of processing. Full-stack providers that own multiple acquiring connections can offer the same routing benefits natively.
Example
A European issuer starts timing out at the primary acquirer. Orchestration detects the error spike within seconds and shifts that issuer’s traffic to a second acquirer, avoiding thousands of false declines.
How HL Hunt handles it
HL Hunt includes multi-acquirer smart routing, least-cost routing, and automatic failover on every account, so you get orchestration without a second vendor or a second fee.